Two rules govern this shelf. First, the arithmetic goes on the page: every fee becomes an APR, every door is priced per $100 borrowed, and no number is rounded past the point where it stays honest. Second, nothing is promised: no guaranteed approval, no funding clock, no rate invented for the occasion.
The guides divide three ways. The law pieces cover the six Old Line jurisdictions, led by Maryland’s 33 percent cap and the legal map, with a license lookup that walks all six regulators step by step. The cost pieces work the numbers per amount, from a $200 two-week offer to a $2,500 sovereign installment over twelve months. The self-defense pieces explain how sovereign internet lending actually works and run a twelve-signal scam checklist before any signature.
Read the law piece for your state first. Then price the doors against each other. Then sign nothing whose schedule arrives after the signature request.